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Aflac
Group Insurance Plans:
Critical Illness
Accident
Disability
We help take care of your
expenses while you take
care of yourself.
If you’re interested in increasing your Critical Illness
enefit aount contact your enefits adinistrator
AGC04542 R1 RV (4/15)
AFLAC GROUP CRITICAL ILLNESS G
INSURANCE CI
Policy Series C20000
Aflac can help ease the financial stress
of surviving a critical illness.
Cances are you ay no soeone o’s een diagnosed it a critical illness
ou can’t el ut notice te strain it’s laced on te erson’s life—ot ysically
and eotionally at’s not so oious is te iact a critical illness ay ae on
soeone’s ersonal finances
at’s ecause ile a aor edical lan ay ay for a good ortion of te costs
associated it a critical illness tere are a lot of eenses tat ust aren’t coered
And during recoery aing to orry aout outofocet eenses is te last
ting anyone needs
That’s the benefit of an Aflac group Critical Illness plan.
It can el it te treatent costs of coered critical illnesses suc as cancer a
eart attac or a stroe
ore iortantly te lan els you focus on recueration instead of te
distraction and stress oer outofocet costs it te Critical Illness lan you
receie cas enefits directly (unless oter ise assigned)—giing you te fleiility
to el ay ills related to treatent or to el it eeryday liing eenses
Understanding the facts can help you decide if the
Aflac group Critical Illness plan makes sense for you.
FACT NO. 1 FACT NO. 2
ESTIMATED MILLION MORE THAN $ BILLION
82.6 44
AMERICAN ADULTS–GREATER THAN 1 IN 3–HAVE ONE IN EXPENSES MADE CORONARY ARTERY DISEASE THE
1 2
OR MORE TYPES OF CARDIOVASCULAR DISEASE (CVD). MOST EXPENSIVE CONDITION TREATED IN 2004.
1 & 2 .
.
1212.
Coerage under ritten y Continental Aerican Insurance Coany (CAIC)
A roud eer of te Aflac faily of insurers
G Here’s why the Aflac For almost 60 years, Aflac has been dedicated to helping provide individuals and
group Critical Illness families peace of mind and financial security when they’ve needed it most. The
plan may be right Aflac group Critical Illness plan is just another innovative way to help make sure
for you. you’re well protected under our wing.
CI
But it doesn’t stop there. Having group Critical Illness insurance from Aflac means
that you may have added financial resources to help with medical costs or ongoing
living expenses.
The Aflac group Critical Illness plan benefits include:
• Critical Illness enefit ayale for
– Cancer
– eart Attac (yocardial Infarction)
– troe
– aor rgan ranslant
– ndtage Renal ailure
– Coronary Artery yass urgery
– Carcinoa In itu
• ealt creening enefit
Features:
• enefits are aid directly to you unless you coose oter ise
• Coerage is aailale for you your souse and deendent cildren
• Coerage is ortale ( it certain stiulations) at eans you can tae it it you if you cange os or retire
• ast clais ayent ost clais are rocessed in aout four days
How it works
Aflac Y Y A
Afl C I
group Critical
F O
fi
Illness
.
.
. . $10,000
A
10000 F O
fi.
e lan as liitations and eclusions tat ay affect enefits ayale is rocure is for illustratie uroses only
Refer to your certificate for colete details definitions liitations and eclusions
For more information, ask your insurance agent/producer, call 1.800.433.3036, or visit aflacgroupinsurance.com.
Benefits Overview
COVERED CRITICAL ILLNESSES:
CANCER (I
I
) 100
HEART ATTACK
(M I
) 100
STROKE
(A C V A
) 100
MAJOR ORGAN TRANSPLANT 100
END-STAGE RENAL FAILURE 100
CARCINOMA IN SITU
(P
fi
fi
2.) 25
CORONARY ARTERY BYPASS SURGERY
(P
fi
fi 2.) 25
FIRST OCCURRENCE BENEFIT
After te aiting eriod an insured ay receie u to 100 of te enefit selected uon te first diagnosis of eac coered critical
illness if te date of diagnosis is ile coerage is in force and te certificate does not eclude te illness or condition y nae
or y secific descrition e ill ay enefits for a critical illness in te order te eents occur e ill deduct any reiouslyaid
artial enefits fro te aroriate critical illness enefit
SEPARATE DIAGNOSIS BENEFIT
e ill ay enefits for eac different critical illness after te first en te follo ing conditions are et te t o dates of diagnosis
ust e searated y at least onts or if te insured is treatentfree fro cancer for at least onts and are not caused y or
contriuted to y a critical illness for ic enefits ae een aid
REOCCURRENCE BENEFIT
nce enefits ae een aid for a critical illness e ill ay additional enefits for tat same critical illness en te dates of
diagnosis are searated y at least 12 onts or te insured as een treatentfree fro cancer for at least 12 onts and is
currently treatentfree
Cancer tat as etastasied (sread) een toug tere is a ne tuor is not considered an additional occurrence unless te
insured as een treatenttree for 12 onts and is currently treatentfree
CHILD COVERAGE AT NO ADDITIONAL COST
ac deendent cild is coered at 50 ercent of te riary insured’s enefit aount at no additional carge
HEALTH SCREENING BENEFIT
(E
S
)
After te aiting eriod e ill ay 50 for ealt screening tests erfored ile an insured’s coerage is in force e ill ay tis
enefit once er calendar year
is enefit is only ayale for ealt screening tests erfored as te result of reentie care including tests and diagnostic
rocedures ordered in connection it routine eainations is enefit is ayale for te coered eloyee and souse
This benefit is not paid for dependent children.
T
.
T
. R
.
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