TITLE 13 - BANKS, BANKING AND FINANCE 
       
                 CHAPTER 1 - GENERAL PROVISIONS 
       
                   ARTICLE 1 - DEFINITIONS 
       
         13-1-101.  Definitions. 
       
         (a)  As used in this act, unless another definition is 
      specifically provided for a section, article or chapter of this 
      act: 
       
            (i)  "Bank" means any corporation, excluding national 
      banks, having a place of business within this state which 
      engages in banking business, and includes a special purpose 
      depository institution, subject to the limitations set forth in 
      W.S. 13-12-101 through 13-12-126; 
       
            (ii)  "Banking business" means opening credits by the 
      deposit or collection of money or negotiable paper subject to be 
      paid upon draft, receipt, check or order; 
       
            (iii)  "Bank holding company" means a company that is 
      a bank holding company under the federal Bank Holding Company 
      Act of 1956, as amended, 12 U.S.C. 1841, et seq., and unless the 
      context requires otherwise, for purposes of W.S. 13-2-802 
      through 13-2-810 and 13-9-306 through 13-9-316 includes a 
      Wyoming bank holding company, an out-of-state bank holding 
      company and a foreign bank holding company; 
       
            (iv)  "Board" means the state banking board; 
       
            (v)  "Commissioner" means the state banking 
      commissioner; 
       
            (vi)  "Customer" means any person having an account 
      with a bank or for whom a bank has agreed to collect items 
      including a bank carrying an account with another bank; 
       
            (vii)  "Director" means the director of the state 
      department of audit; 
       
            (viii)  "Executive officer" means a person who 
      participates or has authority to participate, other than in the 
      capacity of a director, in major policymaking functions of the 
      company or bank, whether or not the officer has an official 
      title, the title designates the officer an assistant, or the 
      officer is serving without salary or other compensation.  The 
      chairman of the board, the president, every vice president, the 
      cashier, the secretary and the treasurer of a company or bank 
      are considered executive officers, unless the officer is 
      excluded, by resolution of the board of directors or by the 
      bylaws of the bank or company, from participation, other than in 
      the capacity of a director, in major policymaking functions of 
      the bank or company, and the officer does not actually 
      participate therein.  An executive officer of a bank includes an 
      executive officer of a bank holding company of which the bank is 
      a subsidiary and any other subsidiary of that bank holding 
      company, unless the executive officer of the subsidiary is 
      excluded, by name or by title, from participation in major 
      policymaking functions of the bank by resolutions of the boards 
      of directors of both the subsidiary and the bank, and does not 
      actually participate in such major policymaking functions; 
       
            (ix)  "Financial institution" means a bank, savings 
      and loan association, trust company or state chartered credit 
      union; 
       
            (x)  "Instrument" means a negotiable instrument as 
      defined by W.S. 34.1-3-104; 
       
            (xi)  "Legal holiday" means: 
       
               (A)  Any day of public thanksgiving, mourning or 
      disaster proclaimed or appointed by the governor or president of 
      the United States; 
       
               (B)  A day designated a holiday by W.S. 8-4-101; 
       
               (C)  Sundays; and 
       
               (D)  Any day on which the federal reserve banks 
      are closed for business. 
       
            (xii)  "National banking association" or "national 
      bank" means a banking association chartered by the United 
      States; 
       
            (xiii)  "Officer" means any person designated an 
      officer by the bylaws of a bank including any executive officer, 
      the chairman of the board of directors, the chairman of the 
      executive committee, the president, vice-president, cashier and 
      any trust officer, assistant vice-president, assistant 
      treasurer, assistant cashier, assistant comptroller or any 
      person who performs the duties appropriate to those offices; 
       
            (xiv)  "This act" unless otherwise indicated means 
      W.S. 13-1-101 through 13-11-101; 
       
            (xv)  "Trust business" means the holding out by a 
      person to  the public at large by advertising, solicitation or 
      other means that such person is available to act as an executor, 
      administrator, guardian, conservator or trustee in this state 
      and accepting and undertaking to perform the duties in such a 
      capacity in the regular course of his business; 
       
            (xvi)  "Special purpose depository institution" means 
      a corporation operating pursuant to W.S. 13-12-101 through 13-
      12-126. 
       
                  ARTICLE 2 - APPLICABILITY 
       
         13-1-201.  General applicability. 
       
         (a)  Subject to W.S. 13-12-102, this act applies to all 
      banks in this state organized under this act and to national 
      banks where specifically provided by the text. 
       
         (b)  The Financial Technology Sandbox Act shall apply to 
      this act. 
       
         13-1-202.  Foreign corporations. 
       
         (a)  A foreign corporation does not transact banking 
      business in Wyoming by reason of the following activities: 
       
            (i)  Purchasing evidences of debt, mortgages or liens 
      on property; 
       
            (ii)  Securing or collecting debts or enforcing any 
      rights in property securing the debts. 
       
         13-1-203.  Compliance required. 
       
      No person or entity shall carry on a banking business except in 
      compliance with this act or W.S. 13-12-101 through 13-12-126. 
       
         13-1-204.  Use of terms or names. 
       
         (a)  No person or entity shall advertise, issue or 
      circulate any paper or exhibit any sign using any of the terms 
      "bank", "banker", "banking", "special purpose depository 
      institution", or words of similar import, or use the name of any 
      other financial institution as defined by W.S. 13-1-101(a)(ix) 
      until they have fully complied with this act or W.S. 13-12-101 
      through 13-12-126. 
       
         (b)  Consistent with subsection (a) of this section, a 
      special purpose depository institution may refer to itself as a 
      bank. 
       
         13-1-205.  Financial institutions; consumer reports; 
      encumbrance of assets; immunity. 
       
         (a)  Any financial institution as defined in W.S. 
      13-1-101(a)(ix), national chartered credit union, benefit 
      association, insurance company, safe deposit company, money 
      market mutual fund or similar entity authorized to do business 
      in the state shall: 
       
            (i)  Enter into an agreement with the department of 
      family services to provide identifying information for each 
      noncustodial parent who maintains an account at the institution 
      and who the department of family services identifies as owing 
      past due child support, provided: 
       
               (A)  Any financial institution entering into 
      agreement with the department pursuant to this section shall be 
      entitled to recover its reasonable and necessary charges for 
      researching or providing information pursuant to a request; 
       
               (B)  Each financial institution shall have an 
      agreement with the department setting a time schedule for 
      developing an agreement for providing the information required 
      pursuant to this section. 
       
            (ii)  In response to a notice of lien or levy, 
      encumber and, pursuant to court order, surrender assets of a 
      noncustodial parent who is identified by the department of 
      family services as owing past due child support which are 
      maintained at the financial institution or national chartered 
      credit union in a demand deposit account, checking or other 
      negotiable withdrawal order account, savings or share account, 
      time deposit account or money market mutual fund account. Any 
      assets in an account protected under the federal Employee 
      Retirement Income Security Act shall be subject to a lien under